Live State Of The College Union Address Tonight

No spittle/drool-infused rebuttal anticipated

Hi, quick reminder that Pearl and I hit the airwaves tonight, [7:00]pm sharp with our Predictions For HS Class of 2019 And Beyond!

So grab an adult beverage, kick back and enjoy our live, interactive (meaning you can participate) webby right here:

STATE OF THE COLLEGE UNION LIVE WEBINAR

Tonight we’ll share at least 10 college predictions, including:

  • Which colleges will be “hot”

  • Which colleges will be “not”

  • Which colleges will give out the most in financial aid and scholarships

  • Which colleges will be the stingiest

  • Will it be harder or easier to get into college next year?

  • Predicted changes to the financial aid process

  • Student loans and the Trump administration

  • More – ESP your questions – we’ll be chatting live!

REGISTER FOR TONIGHT’S STATE OF THE COLLEGE UNION LIVE WEBINAR

Please forward this to your friends on the left and on the right, red, blue, green, libertarian, whatever – after last night’s speech, I finally understand that we’re all one big happy family!

If you have a child graduating high school in 2019 or later, you’ll want to tune in tonight to hear where we believe things are headed  – based on 17+ years in the trenches – in terms of college admissions and financial aid trends.

Naturally you’ll want to trust us, we have a crystal ball.

One cautionary note/public service announcement – although I don’t intend it, occasionally people get offended by our opinions.  If you are thin-skinned and looking for an insult, you’re still welcome to come and sit there in front of your laptop of phone with your “Pelosi Face,” but consider yourself forewarned!

Oh, and we are not doing a replay, tonight is it – live and unplugged!

Hope to see you at 7!

-Andy

P.S.  To our knowledge, there will not be any drooly rebuttals after we wrap, so you can keep your sneezeguard in storage.

>>>>>>REGISTER FOR PREDICTIONS WEBCAST

 

Our State Of The (College) Union Address

Tomorrow night Pearl and I will be on message and tightly scripted and teleprompted when we issue our 3rd annual College Predictions For HS Class of 2019 And Beyond!

Or, we’re just going to wing it. 🙂

The truth – and sooth – is somewhere in between.  If YOU can handle the sooth (still funny), tune in tomorrow night, when we peer into the future and share:

  • Which colleges will be “hot”

  • Which colleges will be “not”

  • Which colleges will give out the most in financial aid and scholarships

  • Which colleges will be the stingiest

  • Will it be harder or easier to get into college next year?

  • Predicted changes to the financial aid process

  • Mistakes that thousands of college-bound teens will make!

  • Student loans and the Trump administration

  • More!

REGISTER FOR WEBCAST HERE

Judging from that photo, either Pearl ate something that didn’t agree with her or she doesn’t like what she sees!  You’d better hurry and sign up!

We are also going to give away a cool prize, but you’ll just have to wait and see what it is (unless YOU’RE the psychic one! 🙂

PLUS…we’ll be chattin’ live, so you’ll have an opportunity to have your tea leaves read!

Here’s where to sign up, and please forward/share this with a fellow parent who needs this info and trusts people in shiny hats and capes!

>>>>>>PREDICTIONS WEBCAST

See ya tomorrow!

-Andy

P.S.  Our predictions are strictly about college trends. Don’t ask us anything about bitcoin, football playoffs or political stuff….

>>>>>>REGISTER FOR PREDICTIONS WEBCAST

P.P.S.  We don’t have a replay set up – one show…goodbye.

 

How To Cope With “Admissions Armageddon”

What happens if you don’t get into your “Dream College?”

Easy – your life is O-V-E-R. Finito. Caput.

Thanks for reading this post!

Fine, perhaps this is a slight exaggeration. Here some thoughts on rejection from your top choice college.

First, understand that there is no scientific proof that it actually matters where you attend college. Only hunches and anecdotal evidence.

There’s a famous study (that no-one’s ever heard of) by a Princeton economist that tracks graduates of A., Ivy League and equivalent colleges versus B., kids who graduated non-elite schools.

Each group had similar grades and standardized test scores. In the first study, the economists compared kids who were admitted to each type of college, but half chose option B. After 10 years each cohort earned approximately the same income.

Years later, the same economists tracked the success of similarly academically credentialed college applicants, except this time group A attended an Ivy or equivalent, but group B was rejected by all elite colleges and attended a less competitive school.

Same result – no difference in earnings between the two cohorts.

Now, I am not claiming that it’s completely irrelevant where you attend college. Attending a college with a powerful alumni network undeniably opens doors post-college. But a few comments are in order.

One of the inherent flaws or limitations in studies like these, or college rankings, is what college students PUT IN to the schools they attend, especially how much they avail themselves of internships and other opportunities provided by the college.
Another thought: perhaps a kid rejected by a top school goes to college with a chip on his shoulder and works harder to “show them?”

Comment Deux: If a child wants to pursue a career in finance, I see how it’s worth “paying up” for a Wharton or similar school with a great alumni network. If one of my kids got into a college like that and was interested in working on Wall Street, I’d consider getting three jobs and selling a kidney to pay for it.

On the other hand, if one of my kids were interested in a career like teaching, I do not see the value in shelling out $70K per year. I’ll keep my kidney, thank you very much. But that’s just me.

Here’s a non-hypothetical example. Pearl and I have a client whose daughter is a sophomore at a good – non-elite – private liberal arts college. The parents cannot afford to send her, so they are selling their home. Wait – that’s not the crazy part.

Their daughter has not yet chosen a major and has a 3.0 average, barely. But she’s always loooooooved this college, so mom and dad are frittering away their biggest asset in order to keep her happy.

Our client is not crazy, and not dumb. She knows what she’s doing, Pearl and I have had numerous conversations with her over the years. We don’t judge. But seriously, c’mon!

My point is that, even when you DO get into your “Dream College,” it may not turn out the way you had hoped.

Finally, some of the most successful people in the world were rejected by their top choice schools, Warren Buffett and Tina Fey are two that come to mind. My guess is that they could have gone anywhere and been wildly successful.

It may sting if you’re rejected by your Dream College, but your kid will get over it and it will have zero effect on their success post-college.

3 College Admissions & Financial Aid Fails

We see dozens of financial aid, scholarships and admissions mistakes each year - here are three biggies

I’m generally a positive guy, but I feel the need to “go negative” today.

No, I’m not running for office or promoting a “fake news” story – I wanted to chat about three very real mistakes I see families commit all the time in the college admissions and financial aid process.

The first is a mistake of omission – sticking your head in the sand and expecting things to magically work themselves out.

Look, there’s something to be said for this approach, it’s less stressful…at least in the short term.  The problem is that, in the medium and longer term, “winging it” could very well lead to:

  • Not getting into the college or colleges you hoped to attend (or thought you “deserved” – an interesting word – to get into)
  • Graduating with a cr-p load of student loans
  • Graduating with a useless major and being forced to come home to mom and dad’s basement with your tail between your legs while you scrounge around for a job, even if it doesn’t require a college degree

Mistake Deux is about expectations – too often, kids and parents fail to have “The Talk” early on.  No, not THAT talk…puh-lease.

I’m referring to the one about financial aid, scholarships and paying for college.  Too often, hard working kids put everything they’ve got into their studies, extracurricular activiites, applications and essays and, lo and behold, get IN to their top choice college!

Then, reality hits when Mom and Dad (OK, 99% of the time it’s Dad) looks at the bill, clutches their chest and screams “What orafice do they expect me pull money out of to pay for THAT?”

It would better to say, the summer before senior year at the latest, “Hey, kiddo. You can apply anywhere you want, but the plain fact is that we don’t know what college will actually cost us until we get the financial aid/scholarship package.  I can’t promise you that we can send you to ___________. We have two other kids, retirement and financial security in general to think of.  THIS PROCESS IS NOT ONLY ABOUT YOU.”

Shocking words!

Seriously, have this tough discussion early, before things come to a head when college acceptances start coming in a matter of months.

The third mistake is not learning about the financial aid and scholarships process, which I’ll be covering tonight on our webinar.  Most parents tell me that they’re surprised at how much money there actually is out there for “Forgotten Middle Class” families;  i.e. families who think they can’t possibly qualify.

But if you never put in the time to edu-ma-cate yourself about where money is, you’re setting yourself up for a big – nay, epic – fail.

These are only three of dozens upon dozens of mistakes that Pearl and I see in the college financial aid and admissions process.  Tonight, we’re going to help you avoid as many of ’em as humanly possible.

www.CS4L.tv

Our webby is about three topics, actually:

  1. Getting into a top college
  2. Getting grants and scholarships
  3. Choosing a list of colleges that can actually help you succeed POST-college

I’d consider it a personal favor if you would forward this email to anyone and everyone you know who needs this info.  I can pretty much guarantee that they’ll want to buy you a steak dinner, take you to see Hamilton  and be your BFF for-eva!

We’re going live at [7:30] pm, I will have a helpful gift ready and waiting for you.

And, we’ll be live AND unscripted in the chat box, where anything goes and anything can happen (like last week, when the whole webinar went dark. That was…fun.)

More importantly, We will open things up to Q&A so you can get your questions answered.

www.CS4L.tv

Here’s what’s on the table:

  • How to navigate the financial aid process, including what forms to file and WHEN to file them
  • Common financial aid mistakes that will “rob” you of financial aid and scholarships you otherwise deserve
  • How six figure-earning families can receive five figure financial aid awards, even if they think, “Families like us can’t possibly qualify!”
  • College essay  – what to write, what NOT to write, how to get ’em done
  • How to stand out in a “Sea Of Sameness” when you have the same grades and standardized test scores as 5,000 other competitor-applicants
  • The inconvenient, politically-incorrect truth about what college admissions officers are really looking for in a candidate
  • Plain facts about how much grades and standardized test scores “count”
  • How to get something out of college more than what you put in (i.e. PAID)
  • More!

This class is free to attend and we have not configured a replay.   Here’s where to sign up:

>>>>>>>>REGISTER FOR WEBCLASS HERE

Hope you can stop by!

-Andy “The Mensch Of Mistakes” Lockwood

Fact vs Fiction For College Applications & Financial Aid [webinar]

Hi, there are SOOOO many half-truths, urban legends and outright lies about the college process circulating among parents and kids.  I’ll give you a few of my faves so you can be on the lookout, esp. during junior year of high school, creshendoing in the summer and fall of senior year.

Some are perpetuated by uber-competitive parents, jockeying for position on behalf of their kids.  You know who I’m talking about, the ones who bump and elbow themselves to the head of the line during “College Night” at the local hotel or high school, or ask loud questions-that-aren’t-questions on college tours to 1. brag about their kids, 2. hear their own voices and 3. psych out other families.

But others are reinforced by unwitting guidance counselors and teachers, who you’d think would know better.  Here’s a short list:

  • We can’t possibly qualify for any financial aid because we make too much
  • My kid will never get a merit scholarship because she hasn’t cured a deadly disease yet
  • Colleges love kids to do a ton of extracurricular activities because it shows that they’re well-rounded and “looks good” for college
  • _________ college accepts 5 kids from our high school each year, max (so I’m not going to tell you where I’m applying because I don’t want you to also apply and “take my spot” from this quota)
  • We’re getting a lot of emails and phone calls from _________ college, they’re really interested in us!
  • Reading emails/social media posts/random thoughts from a heavy, Jewish college planner in Long Island who thinks he’s funny is a good use of your time

OK, so I hope you don’t think the last one is a lie, but, sadly, plenty of people do.  (Personally, I prefer to think of myself as “big-boned.”)

Tonight we’re running a live webinar to cut through the clutter in three gi-normous areas:

  • Getting into a top college
  • Getting grants and scholarships
  • Choosing a list of colleges that can actually help you succeed POST-college

Here’s where to get all the deets and sign up:

12 Summer To-Do’s For Class Of 2018 Families

We’re going live at 7pm, I will have a gift ready and waiting for those of you who show up on time!

Pearl will be running chat, so you can get all of your questions answered, time permitting.  Topics to be covered include:

  • How to navigate the financial aid process, including what to file and WHEN to file them
  • Common financial aid mistakes that will “rob” you of financial aid and scholarships you otherwise deserve
  • College essay  – what to write, what NOT to write, more
  • How to stand out in a “Sea Of Sameness” – The Activity Sheet and Resume
  • The inconvenient, politically-incorrect truth about what college admissions officers are really looking for in a candidate
  • More!

This class is absolutely free to attend, but we have not configured a replay.   Here’s where to sign up:

>>>>>>>>REGISTER FOR WEBCLASS HERE

Please forward/share with everyone you think could use this info!

-Andy “No Filter” Lockwood

Summer College To-Do’s For Class Of 2018 Families

Can you guess the biggest problem that frustrates college applicants and their parents (esp. their “Primary Parents,” a/k/a “Mom”)?

It’s not financial aid and/or scholarships paperwork.

It’s not the essays.

It’s not even the general feeling of overwhelm, as in, “I don’t even know where to start or what questions to ask!”

These are daunting, fo’ sho’, but for my money, they’re not the Numero Uno biggie.  My pick:

Running out of time.

But don’t take my word for it, ask any parent who’s been through the college application process, my guess is that 95% of them wish they had gotten “serious” earlier.

If you have a high school junior (Class Of 2018), we’re doing a free webinar geared toward you – 12 Summer To-Do’s For Class Of 2018 Families

Here’s a sneak peak at three of them, which may or may not make the final cut for Thursday’s class:

  1. Get a handle on the college essays, meaning put the Common App essay to bed by the end of July (even though the Common App gets released August 1, we already know the essay prompts, or questions).
  2. Figure out whether you can possibly qualify for need-based aid by using a tool like the FAFSA Forecaster to calculate your Estimated Family Contribution. But do not stop there – determine whether you can improve your eligibility by “sheltering” (not “hiding” – that’s so sleazy! 🙂 your assets legally and ethically.
  3. Manage expectations.  Yes, it would be nice to brag about attending an Ivy League school, but if you’re an A minus kid with above average (but not record setting) ACT or SAT scores, you’d be smart to balance out your list.  Parents, have that awkward conversation about FINANCES now, as in, Look, I hope you get into your  “Dream College,” but we don’t know whether they’ll give us enough financial assistance to send you.  This process is not solely about you and your needs, we have your siblings/our retirement/fill in the blank to consider also. Trust me, enduring the unpleasantness of this chat now will be much better than medium term severe pain in six months or so, when college acceptances roll in.

There’s your snippet!  Lots more to come this Thursday night.  This class is absolutely free to attend but we have not figured out whether we’re going to do a replay or not.   All details are here:

>>>>>>>>REGISTER FOR WEBCLASS HERE

Please forward/share with everyone you think could use this info!

Hope to see you on the interwebs Thursday night!

-Andy “Summer College Fun In The Sun” Lockwood

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  • Choosing a balanced list of colleges that will help your child succeed post-college
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