Nothing against Naviance™ , but it’s pretty darn misleading.
What do I mean? Consider the following:
- Naviance factors in grades and standardized test scores…BUT academic credentials “count” approximately 60% of the admissions equation. In other words, Naviance ignores 40% of the factors going into the decision to admit or deny.
- Naviance looks at your (your kid’s) chances compared to other kids from your high school who were admitted into each college…BUT you’re not competing with kids from your school, you’re up against competitor-applicants from all over the world.
Our “College Planning Guru” software was designed by Don Betterton, a long-time (30+ years) admissions committee member and Director of Financial Aid at Princeton University, along with two of his Princeton students.
When I speak to Mr. Betterton, it’s like I’m talking to the Burning Bush!
This software considers practically ALL of the elements that go into the admissions decision. There are 20-25, including grades and scores.
What this means for you
When you use our software, you will
- Get a realistic idea of your odds of admission to the colleges on your list so that you can avoid “Admissions Armageddon” (denied by all of your colleges)
- Create a balanced and strategic list of schools
- See how to improve your odds of admission by increasing extracurricular activities, volunteer hours, etc.
- Handicap your shot of receiving merit scholarships from your colleges
- Calculate your eligibility for need-based aid from your colleges
- Feel comfortable and confident that you’ll get into most of your colleges!
For a limited time you can get access to this “secret” tool that is not available to the public. Try searching for it, I’ll wait 🙂 (It’s currently being offered for $997)
The investment is only $297, then after 90 days, $47 per month. You can cancel any time, it’s not a cell phone contract or gym membership!
Enroll today, get clarity and confidence about YOUR college plan, today!
We’re headed into the home stretch for seniors, between struggling with college applications, essays, regular homework, teacher recommendations and those “Back To School” nights…
…Not to mention the official October 1 opening of Financial Aid Season, when the FAFSA and CSS Profile come out (less than two weeks!).
That’s why stress levels for Class of 2017 kids and parents these days are as high as Snoop Dogg!
(Note: I thought about substituting “Gary Johnson” but went with Snoop Dogg instead. Each made me giggle.)
Permit me to throw out three quickie, important tips:
Trust your recommenders, guidance counselors to do their jobs – writing up your letters, sending your transcripts to EVERY college…but VERIFY. A little paranoia goes a long way.
Get a handle on your financial aid deadlines – they vary by school! Look ‘em up on each college’s website.
Also get a handle on WHICH FORMS each college requires, some want only the FAFSA, others want the CSS Profile also (NOT “in lieu of” the FAFSA, in addition to), still others have their own or additional forms
Failure to do any or all of the above could result in needlessly shooting yourself in the foot re: getting into your top choice colleges, or getting the grants, scholarships and other financial aid you otherwise deserve!
Here’s a list of upcoming events that we’re holding to help you cope, whether you’re Class of 2017, 2018 or younger.
- College Finance & Admissions “Secrets” Workshops – Sea Cliff this Thursday September 22, more events in Huntington, Setauket, Bayside and other far away lands.
- College Talk Tuesday – online each week, 12:00 pm ET, sign up for notifications at CollegeTalkTuesday.live (our Facebook page, please like, comment, share!)
- FAQ Us Friday! I talked Pearl into doing a half hour “Frequently Asked” and “Should Be Asked” questions show, Fridays, 1:00 pm ET, also at CollegeTalkTuesday.live (post your questions there. Seriously, why the FAQ wouldn’t you?)
Please forward this notice around to any/all parents who could use it!!!
-Andy “Crunch Time” Lockwood
My Fellow Humans –
As the presumptive nominee, I will be delivering a landmark speech* that will outline my platform, including:
- How to negotiate a better deal with the college financial aid office after they’ve issued you their “final” award
- How to WIN the college financial aid game even if you earn six figures and think “No way can we qualify”
- How the financial aid system is RIGGED against Forgotten Middle Class families and what they can do about it
- Five YUGE, costly mistakes on the financial aid forms to avoid, that could cost you thousands
- Why the advice you’ve received from your establishment CPA or “Financial Guy” may have screwed your chances of getting a fair award…and what to do about it at the 11th hour
- How the price for an expensive private college might end up lower than an alleged “cheaper” state university
- Tricky, sneaky strategies for business owners that do not involve bankrupting your company or moving your biz offshore
- Special considerations for divorced and separated parents whose names are not “Ivanka”
- How to plaster your hairdo into place and make it camera-ready with proper hair product 🙂
This event is tomorrow morning, hope you can make it, details below.
It’s a smallish (non-YUGE) venue, 20 slots (featuring terrific folks of all sorts of backgrounds, orientations and ethnicities, thank you very much!) are already spoken for between our registration page and the LI Achievement Center’s:
– Andy “Not Invited To Cleveland Or Philly” Lockwood
P.S. I will not be working off a teleprompter, so no script – anything goes! Bring your questions!
*Or saying the same ol’ stuff I always say! 🙂
Andy Lockwood grills scholarship strategy expert Ashley Hill about:
- The biggest mistake applicants make when searching for scholarships
- How reliable are websites like Scholly and Cappex
- Scholarship essay tips
- Local scholarships vs websites
- The truth about volunteer hours and leadership
Here’s where to get more information about our *guaranteed* scholarship strategic consulting services:
Many “Forgotten Middle Class” families have no idea how the college financial aid process works. They needlessly leave thousands – or tens of thousands – of dollars on the table each year in terms of lost eligibility for grants and scholarships that they could have qualified for. This article highlights 10 little known facts about college funding so that you can qualify for the maximum available to your family.
- Some types of savings penalize you more than others. Strangely, the advice you may have received from your accountant or “financial guy” about where to save may actually have sabotaged your chances of qualifying. Many families discover, after it’s too late, that they should not have saved money in their children’s names, for example.
- Some types of savings are entirely exempt. Each year, I personally learn of scores of families who shot themselves in the foot by disclosing assets on the financial aid forms that should not have been disclosed. Example: retirement accounts do not fall under the definition of “investment” for purposes of the FAFSA (one of the two main financial aid forms) and should not be listed, or you will lose eligibility for grants and some scholarships.
- Colleges negotiate. Although they are technically non-profit institutions of higher education, colleges are very much in business. (Ever look at the amenities they offer their students? Rock climbing walls? Lazy rivers? C’mon!). Therefore, they do not always give their “highest and best” offer when they issue financial aid. You might be able to get them to increase their offer, especially if you have other offers from competitor colleges.
- Expensive private colleges could actually cost less than so-called “cheaper” public universities. I know, I know, this is counter-intuitive. But private colleges give more because they have more – endowment funds. Public colleges generally rely on their respective state governments and the federal government for their scholarship and grant awards, so they have less to give because budgets have been cut across the board.
- At any given college, roughly 25% pay full price. The technical term for this group is “Suckers!” Most of the families at any given school receive aid. As a highly paid professional college consultant I recommend you try to get into the 75% group! 🙂
- Private colleges “bribe” kids they want to attend. According to the National Association of Collegiate Business Officers, the average discount is 46.3%. Average!
- Rank is easily manipulated. There have been numerous shocking stories over the years about how colleges manufactured their high rank in US News and World Report, by both legal and illegal means! Google “Emory ranking scandal” or “How Northeastern gamed the rankings” if you have a strong stomach. Either way, do not apply only to high ranked, “Rear Window Sticker” schools because you assume that they are somehow better.
- The college financial aid rules change all the time. In September, the Department of Education revised their regulations. Starting in 2017, a family filling out the FAFSA must provide two years’ worth of income tax information, compared to only one under the current system. The department made other important changes relating to filing date and whether other colleges can see where you are applying
- 53% of eligible families do not apply. I have seen that statistic for years, but never a solid source. (Other than the Internet of course!) Nonetheless, I believe it to be basically true, because most six-figure earning families that I consult with are stunned that they can receive anything! Everyone should apply for financial aid, even if their neighbor or know-it-all sister in law (the one whose daughter is ED’ing to Penn) give you unsolicited advice to the contrary. After all, did SHE write a best-selling book on financial aid? Seriously, does she know how the financial aid rules work, how much you earn, what you have saved, etc.?
- The biggest mistake families commit is starting too late in the process. By the time your child hits senior year of high school, many options that you had in 10th or 11th grade may no longer be available. The college process is like a train, it leaves the station whether or not you are “ready.” Start your college planning early!
Below is a webcast from earlier this year that gives more detail on how the whole system works!
I hope you found this post to be helpful.
Hi, here’s a recording of a webinar I presented on April 16, 2015
Book a free Strategy Session to discuss your college strategy (limited availability for 2016 families)
The Incomparable Applicant (Best Seller) (Syosset: Guru Publishing, 2015)
How to Pay “Wholesale” for College (Best Seller) (Syosset NY: Guru publishing, 2014)
How to Pay “Wholesale” for College is a lively, frequently humorous but valuable guide for anyone with a college-bound teen who is scared, confused or more than a smidge nervous about how they’ll manage to foot the bill for the ever-increasing cost of college in today’s tough times.
Here is a “sneak preview” of our Financial Aid “Secrets” workshop.
To register, visit CollegeFinanceWorkshop.com – see ya!