You may not want to hear this

Easily avoidable financial aid and scholarship mistake...ouch

I was chatting with a client the other day, his daughter had gotten into some pretty good schools. REALLY good colleges, actually.
 
What was the problem?
 
She – of course – wants to go to the college that offered ZERO in financial aid and scholarships.
 
70K smackeroos…per year.
 
She received great scholarship offers from several other, competitor colleges, including 50% off tuition from Choice #2. But of course none of these schools is as desirable as Full Boat U.
 
Here’s the kicker – had this client engaged us a year ago, instead of merely a few weeks ago, we could have helped him qualify for at least 25% off at the “Dream College.” His particular combination of modest income but high assets lends itself perfectly to our “sheltering” techniques.
 
He knew it, I knew it, but it wasn’t productive to bemoan the past. Instead, we’re trying to appeal the award, but I won’t lie – it’s not going so well. I wish we had met in his kid’s Junior year of high school.
 
If you have a Class of 2018, or younger kiddo, you’re “on the clock.” Financial aid, scholarships, college list, ACT/SAT test prep – there’s a lotta stuff that has to happen – with more urgency than you may think. High school ends in, what, 31/2 months?
 
I’m conducting two free workshops this month (one tonight) and our first ever open house this Saturday morning. The workshops are general in nature, “College Financial Aid, Scholarships and Admissions Secrets.”
 
Saturday’s open house is different – it’s an informal way for families interested in our college planning, financial aid and ACT/SAT prep services to kick the tires and play “Make A Deal” before we run out of capacity. You can meet the team – me, Pearl (a/k/a “Financial Aid Warrior”) and our tutor, Marissa (a/k/a “Marissa” 🙂 to ask us anything you want.
 
All info – including dates, times and locations – is posted here:
 
 
(Non-local folks – check out our webinar schedule at www.FinancialAidWebcast.com)
 
Speak soon,
 
-Andy “Time Cop” Lockwood
 
P.S. Space is limited, so registration is first-come, first-served. Tonight’s event in Greenlawn is overbooked (according to Linda at the Harborfields Library, if you must know) but register anyway and you could get lucky with no-shows. Our open house is about 60% full, and our workshop in Garden City later this month is about 47% full so far.
 
So we’ve got room, for you and a friend or two 🙂 Pass this email along!
 

How To Pay For College If “She” Is Elected

Hi ho, fellow citizen!

I was just chatting with my friends Anderson Cooper (“Coop,” to his friends), Wolf Blitzer (“Blitz”) and Megyn Kelly (“K-Money”) about the upcoming election and they made an interesting point:

“Who cares?”

I mean, really, if you’re concerned with paying for college, or getting into college, it doesn’t really matter who the president is to you or 99% of the families I know.

Hillary won’t make college free for anyone, because Congress won’t allow it.

I have no idea The Donald’s thoughts on college are, if he even has them.

My point?  There is only one person who can affect how much you pay for college.

(No, it’s not me. Did you think I was going “there?”)

Here’s a hint:  it’s the guy/gal staring back at you when you brush your teeth in the morning.

Yes, Y-O-U!

Your best bet is to arm yourself with powerful insider strategies about the legal “loopholes” that, if taken advantage of, can help you qualify for more grants and scholarships than you thought possible.

You also need to stay away from deadly, eligibility-sabotaging “landmines” that can rob you of the financial aid you deserve – and need – to send your kids to their top choice colleges!

Don’t rely on empty campaign promises to take care of your college woes – take matters into your own hands!

Make it a point to come to one of our workshops this Wednesday or Thursday – assuming the world doesn’t end by then –  to learn how you can slash college costs, even if you think you make too much or cannot possibly qualify!

I’m conducting free workshops in Garden City Park on Wednesday, November 9th and Northport on Thursday, November 10th.  Here are all the registration details directly from me (not via WikiLeak, the Russians or an Anthony Weiner text):

>>>>>>>>>>>>>>REGISTER FOR UPCOMING WORKSHOP

If you have a Class of 2018 child, and are stressed out and uptight about how you’ll possibly afford the high cost of college, here is what you will discover:

  • How to legally hide your money from the financial aid office so that even James Comey won’t investigate you
  • The Art Of The College Deal – how to negotiate a ‘Yuge’ improvement over your initial, lousy financial aid award without resorting to name calling or groping the dean
  • How to shamelessly use a non-profit’s endowment, instead of your own money, to pay tuition
  • Why the suggestion your CPA gave you about where to save could go down in history as the worst bit of advice since “Don’t worry about it, just delete those emails – no-one will never know!”
  • Your questions! (Bring ‘em on!)

You can register here. Please bring a friend or two who is uptight and stressed about paying for college. As long as we have room, they’re welcome to come and they’ll love you forever for thinking of them!

www.CollegeFinanceWorkshop.com

See ya!

-Andy “The Unelectable” Lockwood

P.S.  So I wasn’t REALLY hangin’ with Coop, Blitz or K-Money.  But I’ve been seeing so much of them on TV in my family room lately sometimes it’s hard to remember that we’re not actually “friends.”

If you come to one our workshops this week, you’ll get so much valuable, free information about how to qualify for gi-normous college discounts that you’ll probably think of me as your new bestie!

(I’m available!)

5 Tips On How To Negotiate With A College

How to appeal a lousy financial aid offer after it's given

When I speak to parents about college planning “loopholes” and “landmines,” one of the most interesting topics (judging from the questions I get) is how to negotiate with colleges.

I’m speaking tonight in Dix Hills in detail about this, but I wanted to quickly share my 5 steps for successfully negotiating with a college:

  1. Understand that colleges are BUSINESSES (I know, they’re “nonprofit!”) and, as such, do not always give their highest and best offers because they want your money!
  2. The best way to stack the odds in your favor is to have offers from other, competitor colleges. This means that high school juniors should think about applying strategically – NOT only to colleges featured on rear windows of cars in your neighborhood, Saturday afternoons on ESPN or in March Madness (Prediction – Villanova will report receiving a record number of applications this year)
  3. Follow each college’s rules for appealing a financial aid offer – most have paperwork for you to complete (yay – more forms!) to request a re-evaluation of your award
  4. Have a legitimate reason to ask them to reassess your award – some colleges claim that they will not look at other offers, I’d send them anyway.  Other legit reasons are unanticipated loss of income and unexpected increase in expenses.  Not: We live in an expensive area of the country!  (They know that already, they consider that to be a choice you’ve made.)
  5. Be nice, grateful, courteous.  Not outraged, entitled or aggressive.  Obvious tip that should go without saying?  Um, yeah.  No comment.

If you want more of the “411” on negotiations/appealing and other college planning strategies, come on by tonight at the Half Hollow Hills Library!

>>>>>>>>>REGISTER FOR FREE COLLEGE PLANNING WORKSHOP

Other topics to be covered:

  • How to “hide” your money from the financial aid formulas, the financial aid office and James Comey
  • Legal and ethical strategies to triple your eligibility for financial aid
  • The biggest college planning mistake 53% of parents make…and how to avoid it
  • The counter-intuitive, inconvenient truth behind published admissions statistics…and what you need to know – and do as early as 9th grade – to multiply your odds of getting in
  • The one question your Class of 2018 or younger kid must answer on a college application…but isn’t actually asked
  • More!

Sign up now, we still have 7 seats left as of this morning.  Bring a friend who could use this info, just forward this email

>>>>>>>>>REGISTER FOR FREE COLLEGE PLANNING WORKSHOP

See ya!

-Andy “Art Of The Financial Aid Deal” Lockwood

P.S.  I know, I know, it’s not easy to pull yourself away from the latest Wikileak bombshell scheduled for release tonight.  But I recommend you come anyway. Chances are you’ll be able to catch up on the news after our workshop.